It is mandatory for all members of the Microfinance program to save a minimum of BDT 300,  (increases on the basis of loan category) with a return of 6% interest. The practice of savings plays an important role in the sustainable development of our members and in minimizing any livelihood shocks.


For members who wish to save in large amounts, this is the scheme that their savings fall under. Any member with a minimum saving of BDT 5000 and any amount falls under the Astha scheme. The interest rates go up to 11% according to the money saved.


In addition to regular savings, an optional savings scheme called ‘Samriddhi’ for the needs of members who want to save more. Any member can avail this savings at any time with a minimum of BDT 200 and a maximum of BDT 10,000 with an interest return of up to 9%.



SAJIDA’s Microfinance program has taken three significant steps towards digitization of all operations through collaborations with Datasoft, Appinion and mPower […]

SAJIDA’s Microfinance program inaugurates Customer Service Points

During September, SAJIDA’s Microfinance program inaugurated eight new Customer Service Points to provide more efficient, accessible services to its beneficiaries, […]

SAJIDA Hospitals helping to facilitate better relationships with Microfinance

On August 20th, SAJIDA Hospitals distributed brochure stands to all SAJIDA Microfinance branches situated in Keraniganj and Narayanganj to facilitate […]

Best Microfinance Field Officers awarded a trip to India

SAJIDA Foundation regularly acknowledges the efforts and hard work of its team. On July 23rd, 50 of SAJIDA’s best performing […]