It is mandatory for all members of the Microfinance program to save a minimum of BDT 300,  (increases on the basis of loan category) with a return of 6% interest. The practice of savings plays an important role in the sustainable development of our members and in minimizing any livelihood shocks.


For members who wish to save in large amounts, this is the scheme that their savings fall under. Any member with a minimum saving of BDT 5000 and any amount falls under the Astha scheme. The interest rates go up to 11% according to the money saved.


In addition to regular savings, an optional savings scheme called ‘Samriddhi’ for the needs of members who want to save more. Any member can avail this savings at any time with a minimum of BDT 200 and a maximum of BDT 10,000 with an interest return of up to 9%.

340,278 Members

282,367 Borrowers

3,656 Member Savings in BDT Millions

14,980 Loan Outstanding in BDT Millions

20 Districts Covered

202 Branches



Best Microfinance Field Officers awarded a trip to India

On 23rd of July 2019, 50 of our most achieving Field Officers were awarded with a trip to India for […]

Discussing Digitization of Microfinance in SOUTHTECH

On June 29th, 2019, Md. Shafiul Alam, Senior General Manager, SAJIDA Foundation, participated in a panel discussion titled, “Financial Inclusion […]

SAJIDA’s representatives participated in a global summit on the digital future of financial service providers

With inclusive digitization of financial services a topic of growing importance in Bangladesh, SAJIDA’s representatives participated in a global summit […]

Sajida’s Field Officers Convention held at Narshingdi Dream Holiday Park and Pabna Ratnadeep Resort

On October 6, 2018, SAJIDA Foundation organized a day-long convention for 270 Field Officers of SAJIDA’s Microfinance program at the […]